You enter your commercial property following a storm, and notice sagging ceiling tiles, water leaking near your server room, and roof damage your maintenance crew has never encountered. Your first thought is to call your insurance company, but you already know the questions that will follow: How old is the roof? When was the last inspection conducted? Do you have any documentation? Did the storm cause the damage, or is it pre-existing?
This is why Weather Contracting exists — not only as a commercial roofing contractor but as a partner for property owners in the entire insurance claims process.
Commercial Roofing Claims Are Complicated
Roofs are complex systems, and storm damage from hail, wind, water, and debris is not always immediately visible. Often, property owners do not realize how complicated an insurance claim process is until they begin one.
Adjusters visit a large number of properties per week, and they might miss some of the damage. Another complication can be identifying storm damage versus pre-existing conditions. Property owners without documentation demonstrating a causal link between the storm and the damage will find their claim denied or reduced. It’s not uncommon for an insurer to dispute the scope of work and agree only to the minimum amount of work required. Every day that a damaged roof goes unrepaired risks greater water intrusion, more interior damage, and more downtime for the business.
Property owners that file insurance claims on their own will likely see a settlement that doesn’t fully address the cost of the repairs — not because the storm damage isn’t covered, but because of insufficient documentation and expertise to present the case to the insurer.
Weather Contracting Facilitates Your Entire Insurance Claims Process
Weather Contracting has spent the last 27 years helping property owners manage the insurance claims process related to storm damage to commercial roofs. Here’s what that looks like:
Complimentary Roof Inspection
Every project starts with a free roof inspection. Our specialists perform a thorough roof inspection and take detailed photos of all the damage including:
- Hail damage to TPO and EPDM membranes
- Wind uplift at seams, edges, and flashings
- Water damage caused by punctured seams or penetrations
- Damage caused by fallen tree limbs or debris
- Ponding water from clogged drains
A written report is provided, along with the photos so the insurance company has the documentation needed to move the claim forward.
Verifying The Storm Damage
We research hail reports, wind speed, and National Weather Service reports to confirm a connection between the weather event and the damage we found. This data supports your claim and reduces potential disputes.
Accompanying The Adjuster On Their Inspection
When the insurance adjuster comes to inspect your roof, we come with them.
An insurance adjuster visits many different types of buildings each day. Our specialists are focused solely on commercial roofing. We help ensure that damage isn’t missed, that the adjuster understands the technical reasons for the damage, and that we have documentation to support the entire scope of the damage.
Preparing A Scope Of Work And Cost Estimate
Once the damage is verified, we develop a detailed repair or replacement plan based on current labor and material costs in the areas we serve. We want to make sure that you receive a fair settlement so that your roof can be restored back to its pre-storm condition.
Completing The Repairs And Documentation
When the insurance claim is approved, our crew performs the required repairs. Sometimes this means replacing a portion of the membrane, sometimes a complete roof replacement is required. All work is carefully documented and reported to the insurance company. The final report includes before and after photos, materials used, warranty information, and any recommended maintenance.
Why Does Advocacy In The Insurance Claims Process Matter?
It is possible for building owners to submit an insurance claim themselves, but typically, results include a lower settlement, more time, and insufficient repairs.
When Weather Contracting assists with your insurance claim:
- Damage is clearly explained and professionally documented.
- Repairs are based on restoring the building, not just patching holes.
- Repairs start earlier, minimizing further water intrusion and business interruption.
- An experienced partner handles the insurance claim’s technical details.
Commercial Storm Damage We Document
Our field teams find the full extent of commercial storm damage, including:
Hail Damage: Micro-cracks, dents in roofing membranes, and metal roof damage that can weaken roofs over time.
Wind Damage: Roof membrane lifting, damaged flashings, separated seams, and weakened waterproofing.
Water Intrusion: Saturated insulation, undetected leak paths, and structural damage from storm-caused leaks.
Debris Damage: Damage from branches and other flying debris, and blocked drain pipes causing water pooling.
The Weather Watch Difference
At Weather Contracting, we believe prevention comes first. That’s why we provide a proactive roof inspection and maintenance program called Weather Watch.
Regular inspections, maintenance logs, and building condition reporting will limit the severity of future storm damage, and will prove to insurers that the building was well-maintained prior to the storm.
Experience You Can Rely On
- 27 years of commercial roofing and storm restoration experience
- 11 markets across Arkansas, Florida, Tennessee, Kansas, Missouri, Kentucky, Nebraska, Oklahoma, and Texas
- 24/7 emergency services
- Licensed, bonded, and insured nationwide
- Proficient in TPO, EPDM, PVC, metal, shingle, slate, tile, coating, and emergency roof repair
When To Contact Weather Contracting
We suggest you contact us:
- Right after a major storm, even when there is no visible damage.
- Prior to storm season to detect any problem areas.
- Before buying a commercial building to evaluate its roof’s condition.
- As your roof warranty expires to explore options to extend its lifespan.
Get A Free Roof Inspection Today
Whether you need storm damage repair or want to prepare for the next storm, Weather Contracting offers free inspections with photographs and a written report to aid your decision making.
To book your inspection, call (888) 441-5215, email info@weathercontracting.com or visit weathercontracting.com. We have rapid response teams on hand 24/7 in all 11 service markets.
Commercial Roof Protection Starts Before Problems Do. Let’s get yours ready.
Frequently Asked Questions
How quickly do I need to inspect my commercial roof after a storm?
As soon as possible, ideally within 72 hours. Early inspections will help uncover hidden damage before it gets worse, and will establish documentation linking the damage to the storm.
Can Weather Contracting help me with the insurance claim process?
Yes. We will assist with everything from the initial inspection and documentation, through meetings with the insurance adjuster and the completion of the repairs. Insurance companies still decide what they will pay for, but our documentation and expertise can help ensure the process goes smoothly.
What if the insurance adjuster believes the damage occurred before the storm?
We will work to back up your insurance claim with records of the inspection, weather data and maintenance reports to show the damage was caused by the storm.
Are there fees for Weather Contracting’s assistance with your insurance claim?
There is no fee for an inspection, photographs or a written report. Assistance with the claim process is provided at no cost if you select Weather Contracting to complete the repairs.
In what markets does Weather Contracting provide service?
We operate in 11 markets in Arkansas, Florida, Tennessee, Kansas, Missouri, Kentucky, Nebraska, Oklahoma, and Texas, with rapid response teams located in many high-storm-risk regions.